Terms & Conditions

Welcome to Bazartak, your trusted platform for emergency loans. Please read these Terms and Conditions carefully before using our website, services, or products. By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions.

If you do not agree to these Terms, you should not use our services or visit our website.

1. General Terms

1.1 Acceptance of Terms

By accessing or using Bazartak (the “Service”), you agree to abide by these Terms and Conditions, including any future modifications. We reserve the right to modify these Terms at any time, and any such modifications will be effective immediately upon posting to the website. You should regularly review these Terms to stay informed about any changes.

1.2 Eligibility

To use our services, you must be at least 18 years old and a resident of India. By applying for a loan, you confirm that you meet these eligibility requirements.

1.3 Account Registration

To use our services, you may need to create an account on Bazartak. By registering, you agree to provide accurate and up-to-date information. You are responsible for maintaining the confidentiality of your account details and are liable for all activities under your account.

2. Services Provided

2.1 Loan Applications

Bazartak offers emergency loans in amounts of ₹500, ₹1000, ₹1500, and ₹2000. To apply, you need to submit an application through our website. After receiving your application, we will process it and notify you regarding the approval status. Loan approval is subject to eligibility criteria and verification checks.

2.2 Loan Disbursement

Once your loan is approved, the funds will be transferred directly to your bank account, subject to bank processing times.

2.3 Repayment

Repayment terms are clearly communicated at the time of loan approval. You are responsible for making timely repayments as per the agreed terms. Late repayments may attract additional fees or charges.

3. User Responsibilities

3.1 Accuracy of Information

You agree to provide true, accurate, current, and complete information when applying for a loan or using the services on Bazartak. Any misleading or false information may lead to the rejection of your application or account suspension.

3.2 Compliance with Law

You agree to comply with all applicable local, state, and national laws, including those related to lending, borrowing, and the use of financial services. You also agree not to use Bazartak for any illegal activity.

3.3 Prohibited Uses

You may not use Bazartak to:

  • Engage in any fraudulent activity.
  • Attempt to gain unauthorized access to any portion of the website or service.
  • Interfere with or disrupt the functionality of the website or services.
  • Use the website to transmit malware or other harmful software.

4. Fees and Charges

4.1 Loan Fees

We are transparent about the fees associated with borrowing on Bazartak. The fees will be disclosed to you before you accept the loan terms. These fees include interest charges, processing fees, and any applicable taxes.

4.2 Late Payment Fees

If you fail to repay the loan as per the agreed schedule, a late payment fee may be applied. The exact fee will be specified in your loan agreement.

4.3 Refunds

Once the loan is disbursed, it is generally non-refundable. However, you may contact us in case of exceptional circumstances, and we will evaluate your situation accordingly.

5. Privacy and Data Protection

5.1 Privacy Policy

We respect your privacy and are committed to safeguarding your personal information. Our Privacy Policy outlines how we collect, use, and protect your personal data. By using our services, you consent to the collection and use of your data as described in the Privacy Policy.

5.2 Data Sharing

We may share your data with third-party partners for the purpose of processing your loan application, as well as complying with legal and regulatory requirements.

5.3 Security Measures

We employ industry-standard security protocols, including encryption and secure payment gateways, to protect your data. However, no system is 100% secure, and we cannot guarantee absolute protection.

6. Third-Party Links and Services

6.1 External Links

Our website may contain links to third-party websites or services that are not owned or controlled by Bazartak. We do not assume any responsibility for the content, privacy policies, or practices of third-party websites.

6.2 Third-Party Service Providers

We may engage third-party service providers, such as payment processors, for the purpose of processing payments and managing loan applications. These third parties will have access to your personal information as necessary to perform their functions but are not authorized to use it for any other purposes.

7. Intellectual Property

7.1 Copyright

The content, design, logos, graphics, and trademarks used on Bazartak are the property of Bazartak and are protected by intellectual property laws. You may not copy, modify, distribute, or reproduce any part of the website without express permission from us.

7.2 User Content

You retain ownership of any content you submit to the website. However, by submitting content to Bazartak, you grant us a worldwide, royalty-free license to use, display, and distribute your content as necessary for the provision of our services.

8. Limitation of Liability

8.1 No Warranty

Bazartak provides its services on an “as-is” and “as-available” basis. We make no warranties or representations, either express or implied, regarding the operation of the website, the accuracy of the information, or the reliability of the services.

8.2 Limitation of Liability

To the fullest extent permitted by law, Bazartak and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the website or services, including, without limitation, damages for loss of profits, data, or business opportunities.

9. Termination

9.1 Termination of Services

We reserve the right to suspend or terminate your access to the website and services at any time, with or without cause, if you violate these Terms or engage in activities that we deem harmful to the website or our users.

9.2 Effects of Termination

Upon termination, you will immediately cease using our services, and any outstanding fees or payments owed to us will remain due.

10. Governing Law and Dispute Resolution

10.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of India.

10.2 Dispute Resolution

Any dispute arising out of or related to these Terms or your use of Bazartak shall be resolved through informal negotiations. If the dispute cannot be resolved informally, it shall be submitted to binding arbitration in accordance with Indian arbitration laws.

11. Indemnity

You agree to indemnify and hold harmless Bazartak, its affiliates, officers, employees, and agents from any claims, damages, liabilities, and expenses (including legal fees) arising out of your use of the services, violation of these Terms, or infringement of any rights of a third party.

12. Miscellaneous

12.1 Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Bazartak regarding the use of our services and website.

12.2 Severability

If any part of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

12.3 Assignment

We may assign or transfer our rights and obligations under these Terms to third parties without notice to you.

Contact Us:

If you have any questions or concerns regarding these Terms and Conditions, please contact us at: